Terms & Conditions of Use

By accessing or using mnpins.com (the "Site"), you agree to be bound by these Terms and Conditions ("Terms") and our Privacy Policy. If you do not agree to these Terms, please do not use the Site.

Mom N Pop Insurance Inc ("we", "us", "our") is a licensed independent insurance agency. The Site provides general information about the products and services we offer and lets visitors request quotes or contact us. Use of the Site does not, by itself, create an insurance policy or any binding agreement.

Information presented on this Site is for general informational purposes only. Any information or material presented at this Site or in connection with this Site does not constitute advice specific to you nor does it create an agency advisory, or fiduciary relationship of any kind between you and Mom N Pop Insurance Inc. Use of this website, by itself, does not create a contract of insurance, an offer to insure, or a binding quote. Coverage, terms, and pricing are governed solely by the actual policy documents issued by the relevant insurance carrier and are subject to underwriting, eligibility, and applicable state law.

Submitting a quote request, completing a contact form, or otherwise communicating with us through the Site does not bind us, you, or any insurance carrier.

You may use the Site for lawful, personal, non-commercial purposes such as learning about our services, requesting a quote, or contacting our team. You agree NOT to:

• Submit false, misleading, or fraudulent information
• Attempt to gain unauthorized access to any part of the Site
• Use automated tools to scrape, harvest, or copy content from the Site
• Interfere with the Site's operation, security, or other users
• Use the Site to transmit malware, spam, or unlawful content
• Use this Site in any manner that would constitute an illegal offense, give rise to liability or otherwise violate any applicable local, state, national or international law(s) or regulation(s)

When you fill out a quote request or contact form, you confirm that the information you provide is accurate and that you are authorized to submit it. We may use the information to contact you about insurance products, prepare a quote, or respond to your inquiry. See our Privacy Policy for details on how we handle your information.

All content on the Site, including text, graphics, logos, images, and code, is the property of Mom N Pop Insurance Inc or its licensors and is protected by copyright and trademark laws. You may not copy, modify, distribute, or create derivative works from any content without our prior written permission.

The Site may contain links to websites or content operated by insurance carriers or other third parties. We do not control and are not responsible for those sites or their privacy and security practices. Visiting third-party sites is at your own risk.

• By voluntarily accessing, browsing and/or using this website, you are subject to the disclaimers and terms and conditions contained herein. By accessing this website, you acknowledge that you have read and do accept these disclaimers and terms and conditions. We reserve the right to change, suspend, or discontinue all or any part of this website or its' content at any time without prior notice or liability.
• The Site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not and cannot warrant that the Site will be uninterrupted, error free, secure, or free of viruses. Insurance availability and rates are not guaranteed and may change without notice.
• This website may constitute advertising pursuant to applicable laws and regulations.
• You should not rely on information contained on this Site as a substitute for reviewing the actual insurance policy language and consulting directly with our licensed insurance professionals.
• Use of this Site is at your own risk.

We are committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. If you experience any difficulty in accessing any part of this website, please feel free to call us at 617-362-3000 or email us at privacy@mnpins.com. We will work with you to provide the information, item, or transaction you seek through an alternate communication method or one that is accessible for you consistent with applicable law.

To the fullest extent permitted by law, Mom N Pop Insurance Inc and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, even if we have been advised of the possibility of such damages.

You agree to indemnify, defend, and hold harmless Mom N Pop Insurance Inc and its affiliates from any claim, loss, liability, or expense (including reasonable attorneys' fees) arising out of your misuse of the Site or violation of these Terms.

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict of laws principles. You agree that any dispute arising out of or relating to the Site or these Terms will be resolved exclusively in the state or federal courts located in Massachusetts.

We may update these Terms from time to time. The "Last updated" date at the top of this page shows when the most recent change was made. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

Questions about these Terms? Reach out:

Mom N Pop Insurance Inc
Email: privacy@mnpins.com
Phone: 617-362-3000
315 University Ave Suite 224
Westwood, MA 02090